BayCom doubles dividend to $0.30, margin expands to 4.11% as credit quality improves

Filed May 11, 2026 · Period ending March 31, 2026 · Compared to 10-Q May 9, 2025 · ~1 min read

Key Changes

• high

  Quarterly dividend doubled from $0.15 to $0.30 per share, increasing total quarterly payout from $1.7M to $3.3M. Reflects strong earnings and capital generation.

  MD&A: Dividend verify on EDGAR →
• high

  Net interest margin expanded 28 basis points to 4.11% (vs 3.83% prior year), driven by higher loan yields and 2025 subordinated debt redemption. Includes 23 bps from one-time loan payoff accretion.

  MD&A: Net Interest Income verify on EDGAR →
• high

  Reversed $670K credit loss provision (vs $642K provision prior year) as loan balances declined and economic forecasts improved. Net charge-offs fell to $15K from $102K.

  MD&A: Credit Losses verify on EDGAR →