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Get filing alertsBancFirst reports Q2 2026 net income of $66.7M ($1.96/share), up 7% YoY, announces SpiritBank acquisition
Filed July 23, 2026 · Period ending July 23, 2026 · ~1 min read
Key Changes
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high
Net income rose to $66.7M ($1.96/share) from $62.3M ($1.85/share) in Q2 2025, driven by higher net interest income and noninterest income partially offset by increased expenses.
Item 2.02 verify on EDGAR → -
high
Announced acquisition of SpiritBank to expand Tulsa market presence in Bristow and Sapulpa, with regulatory approval pending and Q4 2026 close anticipated.
Exhibit 99.1 view on EDGAR → -
high
Net interest income increased to $133.5M from $121.3M YoY on higher loan volume and earning asset growth; net interest margin expanded to 3.84% from 3.75%.
Exhibit 99.1 view on EDGAR → -
medium
Provision for credit losses rose to $4.9M from $1.4M in Q2 2025; nonaccrual loans increased to 0.94% of total loans from 0.72% at year-end 2025, totaling $81.4M.
Exhibit 99.1 view on EDGAR → -
medium
Total assets grew $243.4M to $15.1B since year-end 2025; loans increased $110.6M to $8.7B, deposits rose $155.9M to $12.8B, and stockholders' equity increased $103.0M to $2.0B.
Exhibit 99.1 view on EDGAR →
Summary
BancFirst reported solid second quarter 2026 results with net income of $66.7 million, or $1.96 per diluted share, up 7% from $62.3 million, or $1.85 per share, in the prior-year quarter. The improvement was driven by net interest income growth to $133.5 million from $121.3 million, reflecting higher loan volume and earning asset expansion, with net interest margin widening to 3.84% from 3.75%.
However, net charge-offs declined to $2.4 million from $4.7 million in Q2 2025, indicating lower realized losses. The balance sheet expanded organically with total assets growing $243.4 million to $15.1 billion, loans up $110.6 million to $8.7 billion, and deposits increasing $155.9 million to $12.8 billion since year-end 2025.
Section-by-Section Diff
Event · Item 2.02 — Results of Operations and Financial Condition
BancFirst Corporation announced Q2 2026 earnings results via press release.
Added in current filing · verify on EDGAR →
On July 23, 2026, BancFirst Corporation announced its results of operations for the quarter ended June 30, 2026.
BancFirst disclosed second quarter 2026 financial results. The 8-K body provides no quantitative details; all material figures (revenue, net income, EPS, loan growth, deposit trends, credit metrics) would be in the attached press release Exhibit 99.1, which is not included in the provided text.
Event · Exhibit 99.1
Added in current filing · view on EDGAR →
The Company recorded a provision for credit losses of $4.9 million and $1.4 million for the quarter ended June 30, 2026 and 2025, respectively. ... Nonaccrual loans represented 0.94% of total loans at June 30, 2026, up from 0.72% at year-end 2025. Nonaccrual loans totaled $81.4 million at the end of the second quarter 2026. The allowance for credit losses to total loans was 1.25% at June 30, 2026 and 1.22% at December 31, 2025. Net charge-offs totaled $2.4 million for the quarter compared to $4.7 million for the second quarter last year.
The provision for credit losses increased to $4.9 million from $1.4 million in Q2 2025. Nonaccrual loans rose to 0.94% of total loans from 0.72% at year-end 2025, totaling $81.4 million. The allowance for credit losses stands at 1.25% of total loans. Net charge-offs were $2.4 million, down from $4.7 million in the prior-year quarter, indicating lower realized losses despite the higher provision.
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Figures/quotes linked to EDGAR · Narrative written by AI · Jul 26, 2026 · How we verify