Atlantic Union reports 20.1% ROTCE, announces 10-branch North Carolina expansion over 3 years

Filed August 6, 2026 · Period ending August 6, 2026 · ~1 min read

Key Changes

• high

  Q2 2026 adjusted operating ROTCE of 20.11%, ROA of 1.47%, efficiency ratio of 47.47%, and EPS of $0.94; net charge-offs at 3 bps of average loans

  Exhibit 99.1 view on EDGAR →
• high

  Plans 10 new branches in North Carolina over next 3 years (7 Raleigh, 3 Wilmington) plus 86 off-site ATMs; currently ranks 26th with 0.4% deposit share in state

  Exhibit 99.1 view on EDGAR →
• high

  2026 outlook: loans $29-30B, deposits $31-32B, NIM 3.90-3.95%, tangible book value per share growth ~12%; assumes 25 bps Fed increase in September

  Exhibit 99.1 view on EDGAR →