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Get filing alertsAmerant Bancorp closes $50M offering of 7.00% Senior Notes due 2031
Filed September 17, 2026 · Period ending September 14, 2026 · ~1 min read
Key Changes
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Completed a registered offering of $50 million aggregate principal amount of 7.00% Senior Notes due 2031.
Item 1.01 verify on EDGAR → -
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Notes are unsecured and unsubordinated, rank equally with other senior unsecured debt, and mature September 17, 2031.
Item 1.01 verify on EDGAR → -
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Received net proceeds of approximately $48.4 million after underwriting discount and offering expenses.
Item 1.01 verify on EDGAR → -
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Proceeds may be used for general corporate purposes, including working capital, supporting Amerant Bank growth, repaying debt, and repurchasing Class A common stock.
Item 1.01 verify on EDGAR → -
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Interest at 7.00% per annum payable semi-annually on March 17 and September 17, commencing March 17, 2027.
Item 1.01 verify on EDGAR →
Summary
Amerant Bancorp Inc. completed a registered offering of $50 million aggregate principal amount of 7.00% Senior Notes due 2031. The notes are unsecured and unsubordinated, rank equally with the company's other unsecured and unsubordinated indebtedness, and are senior to subordinated debt.
Interest is payable semi-annually at 7.00% per annum, with the first payment due March 17, 2027, and the notes mature on September 17, 2031. The company received net proceeds of approximately $48.4 million after underwriting discounts and offering expenses.
The company intends to use the net proceeds for general corporate purposes, which may include working capital, providing capital to support the organic growth of its wholly-owned bank subsidiary Amerant Bank, N.A., repaying outstanding indebtedness, and repurchasing shares of Class A common stock under its existing stock repurchase program. Raymond James & Associates, Inc. acted as sole book-running manager for the offering. This debt issuance provides Amerant Bancorp with additional capital flexibility. The fixed 7.00% coupon and five-year maturity extend the company's debt profile, while the broad use-of-proceeds language gives management discretion in allocating the funds. The offering was conducted under an existing automatic shelf registration statement, allowing for efficient access to capital markets.
Section-by-Section Diff
Event · Item 2.03 — Creation of a Direct Financial Obligation
Item 2.03 also reports this as a direct financial obligation (body incorporates the primary Item by reference).
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Item 2.03. Creation of a Direct Financial Obligation or an Obligation Under an Off-Balance Sheet Arrangement of the Registrant. The information set forth under Item 1.01 is incorporated herein by reference.
The 8-K includes a labeled Item 2.03 section. Its body incorporates the primary Item (typically 1.01) by reference rather than restating terms — do not treat that thinness as 'Item 2.03 absent.' The company is signaling creation of a direct financial obligation alongside the agreement disclosure; keep Item 2.03 visible in the report.
Event · Exhibit 99.3
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The Company intends to use the net proceeds from this offering for general corporate purposes, which may include working capital, providing capital to support the organic growth of Amerant Bank, N.A., the Company's wholly-owned bank subsidiary, repaying outstanding indebtedness and repurchasing shares of the Company’s Class A common stock under its stock repurchase program.
The Company disclosed that net proceeds may be used for general corporate purposes, including working capital, capital support for its bank subsidiary, debt repayment, and share repurchases under its existing stock repurchase program. This provides flexibility in capital allocation.
Added in current filing · verify on EDGAR →
The Notes bear interest at 7.00% per annum, payable semi-annually in arrears on March 17 and September 17 of each year, commencing on March 17, 2027.
Interest on the notes accrues at 7.00% per year and is paid semi-annually on March 17 and September 17, with the first payment due March 17, 2027. This establishes the cash interest obligations for the new debt.
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The Notes will mature on September 17, 2031.
The notes have a five-year term, maturing on September 17, 2031. This extends the Company's debt maturity profile.
Event · Item 1.01 — Entry into a Material Definitive Agreement
Item 1.01 — Entry into a Material Definitive Agreement filed; see Key Changes for terms.
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The Notes bear interest at 7.00% per annum, payable semi-annually in arrears on March 17 and September 17 of each year, commencing on March 17, 2027. The Notes are unsecured and unsubordinated, rank equally in priority among themselves and with all of the Company’s other existing and future unsecured and unsubordinated indebtedness, and are senior in right of payment to all of the Company's existing and future subordinated indebtedness. The Notes will mature on September 17, 2031.
The notes pay 7.00% interest semi-annually, are unsecured and unsubordinated, rank equally with other senior unsecured debt, and mature on September 17, 2031. This establishes the company's new debt obligations and interest expense.
Event · Item 8.01 — Other Events
Amerant Bancorp announced the launch, pricing, and closing of a notes offering between September 14-17, 2026.
Added in current filing · verify on EDGAR →
On September 14, 2026, the Company announced the commencement of the Offering. On September 15, 2026, the Company announced the pricing of the Offering. On September 17, 2026, the Company announced the closing of the Offering.
The company completed a notes offering, with press releases for the launch, pricing, and closing attached as exhibits. The filing does not disclose the size, terms, or use of proceeds of the offering.
Event · Exhibit 99.1
Amerant Bancorp announces a registered public offering of senior notes due 2031, with proceeds for general corporate purposes.
Added in current filing · view on EDGAR →
today announced the commencement of a registered public offering of senior notes due 2031 (the “Notes”)
The company is launching a public offering of senior notes maturing in 2031. The notes will be unsecured and unsubordinated, ranking equally with other unsecured and unsubordinated debt and senior to subordinated debt. The offering is subject to market conditions, and the actual size and terms are not yet determined.
Show 2 minor / wording changes
Added in current filing · view on EDGAR →
Raymond James & Associates, Inc. will act as the sole book-running manager for the proposed offering.
Raymond James is the sole book-running manager, meaning it will lead the underwriting syndicate for the notes offering.
Added in current filing · view on EDGAR →
The Notes will be offered by the Company pursuant to an automatic shelf registration statement on Form S-3ASR (File No. 333-296741) filed with and automatically effective upon filing with the Securities and Exchange Commission (the “SEC”) on June 12, 2026.
The offering is being conducted under an existing automatic shelf registration statement, which allows the company to issue securities more quickly. A preliminary prospectus supplement will be filed with the SEC.
Event · Exhibit 99.2
Added in current filing · view on EDGAR →
The Notes will be for an aggregate principal amount of $50 million.
Amerant Bancorp announced pricing of a registered offering of senior notes due 2031 with an aggregate principal amount of $50 million. The offering is expected to close on September 17, 2026, subject to customary closing conditions.
Added in current filing · view on EDGAR →
The Notes will bear interest at 7.00% per annum, payable semi-annually in arrears on March 17 and September 17 of each year, commencing on March 17, 2027 and ending on the earlier of the optional redemption date (which is on or after six months prior to maturity of the Notes) or the maturity date.
The notes carry a fixed 7.00% annual coupon, paid semi-annually starting March 17, 2027. They mature on September 17, 2031, with an optional redemption date on or after six months prior to maturity.
Added in current filing · verify on EDGAR →
The Company intends to use the net proceeds from this offering for general corporate purposes, which may include working capital, providing capital to support the organic growth of Amerant Bank, N.A., the Company's wholly-owned bank subsidiary, repaying outstanding indebtedness, and repurchasing shares of the Company’s Class A common stock under its stock repurchase program.
Proceeds are earmarked for general corporate purposes, including working capital, capital support for Amerant Bank, debt repayment, and share repurchases under the existing stock repurchase program.
Show 1 minor / wording change
Added in current filing · view on EDGAR →
Raymond James & Associates, Inc. is serving as the sole book-running manager for the offering.
Raymond James is the sole book-running manager for the offering.
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Figures/quotes linked to EDGAR · Narrative written by AI · Sep 18, 2026 · How we verify