NYSE: ALLY
Ally Financial Inc.CIK 0000040729 · SIC 6022 · State Savings Banks
Large
Revenue $7.9B
Assets $199.8B
as of Sep 6, 2026
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424B5
Filed Sep 9, 2026
Red flag
Ally Financial files preliminary prospectus for fixed-to-floating rate senior notes; terms not yet set
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10-Q
Filed Jul 23, 2026
· Period ending Jun 30, 2026
Summary not yet generated.
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8-K
Filed Jul 21, 2026
· Period ending Jul 21, 2026
Summary not yet generated.
8-K
Filed May 20, 2026
· Period ending May 19, 2026
Summary not yet generated.
8-K
Filed May 8, 2026
· Period ending May 6, 2026
Summary not yet generated.
10-Q
Filed May 5, 2026
· Period ending Mar 31, 2026
Summary not yet generated.
424B5
Filed Apr 27, 2026
Summary not yet generated.
10-K
Filed Feb 25, 2026
· Period ending Dec 31, 2025
Summary not yet generated.
424B5
Filed Jul 28, 2025
Summary not yet generated.
424B5
Filed May 12, 2025
Summary not yet generated.
10-K
Filed Feb 19, 2025
· Period ending Dec 31, 2024
Summary not yet generated.
424B3
Filed Feb 22, 2021
Summary not yet generated.
424B3
Filed Feb 16, 2021
Summary not yet generated.
424B3
Filed Feb 8, 2021
Summary not yet generated.
Latest financial statements
From 10-Q filed Jul 23, 2026 (period ending Jun 30, 2026). As printed on the EDGAR/iXBRL face — not generated by the model.
Condensed Consolidated Statement of Comprehensive Income (Unaudited)
($ in millions)
| Description | Three months ended June 30, 2026 | Three months ended June 30, 2025 | Six months ended June 30, 2026 | Six months ended June 30, 2025 |
|---|---|---|---|---|
| Financing revenue and other interest income | ||||
| Interest and fees on finance receivables and loans | 2,741 | 2,624 | 5,399 | 5,333 |
| Interest on loans held-for-sale | 12 | 6 | 21 | 11 |
| Interest and dividends on investment securities and other earning assets | 242 | 248 | 476 | 478 |
| Interest on cash and cash equivalents | 80 | 95 | 161 | 193 |
| Operating leases | 390 | 352 | 782 | 703 |
| Total financing revenue and other interest income | 3,465 | 3,325 | 6,839 | 6,718 |
| Interest expense | ||||
| Interest on deposits | 1,200 | 1,329 | 2,433 | 2,732 |
| Interest on short-term borrowings | 42 | 5 | 61 | 6 |
| Interest on long-term debt | 266 | 258 | 531 | 529 |
| Interest on other | 4 | 1 | 4 | 1 |
| Total interest expense | 1,512 | 1,593 | 3,029 | 3,268 |
| Net depreciation expense on operating lease assets | 269 | 216 | 537 | 456 |
| Net financing revenue and other interest income | 1,684 | 1,516 | 3,273 | 2,994 |
| Other revenue | ||||
| Insurance premiums and service revenue earned | 368 | 359 | 728 | 723 |
| Loss on mortgage and automotive loans, net | (6) | (4) | (9) | (3) |
| Loss on extinguishment of debt | (2) | — | (2) | — |
| Other gain (loss) on investments, net | 76 | 61 | 55 | (438) |
| Other income, net of losses | 166 | 150 | 343 | 347 |
| Total other revenue | 602 | 566 | 1,115 | 629 |
| Total net revenue | 2,286 | 2,082 | 4,388 | 3,623 |
| Provision for credit losses | 430 | 384 | 897 | 575 |
| Noninterest expense | ||||
| Compensation and benefits expense | 458 | 430 | 949 | 935 |
| Insurance losses and loss adjustment expenses | 208 | 203 | 329 | 364 |
| Goodwill impairment | — | — | — | 305 |
| Other operating expenses | 653 | 629 | 1,276 | 1,292 |
| Total noninterest expense | 1,319 | 1,262 | 2,554 | 2,896 |
| Income from continuing operations before income tax expense | 537 | 436 | 937 | 152 |
| Income tax expense from continuing operations | 127 | 84 | 208 | 25 |
| Net income from continuing operations | 410 | 352 | 729 | 127 |
| Net income | 410 | 352 | 729 | 127 |
| Other comprehensive income, net of tax | 62 | 43 | 75 | 705 |
| Comprehensive income | 472 | 395 | 804 | 832 |
Condensed Consolidated Balance Sheet (Unaudited)
($ in millions, except share data)
| Description | June 30, 2026 | December 31, 2025 |
|---|---|---|
| Assets | ||
| Cash and cash equivalents | ||
| Noninterest-bearing | 339 | 405 |
| Interest-bearing | 7,501 | 9,625 |
| Total cash and cash equivalents | 7,840 | 10,030 |
| Equity securities | 835 | 876 |
| Available-for-sale securities (amortized cost basis of $26,222 and $25,825) | 23,253 | 22,973 |
| Held-to-maturity securities (fair value of $4,299 and $4,451) | 4,286 | 4,371 |
| Loans held-for-sale, net | 406 | 549 |
| Finance receivables and loans, net | ||
| Finance receivables and loans, net of unearned income | 143,673 | 137,454 |
| Allowance for loan losses | (3,576) | (3,490) |
| Total finance receivables and loans, net | 140,097 | 133,964 |
| Investment in operating leases, net | 8,585 | 8,772 |
| Premiums receivable and other insurance assets | 2,860 | 2,844 |
| Other assets | 11,610 | 11,623 |
| Total assets | 199,772 | 196,002 |
| Liabilities | ||
| Deposit liabilities | ||
| Noninterest-bearing | 153 | 125 |
| Interest-bearing | 153,893 | 151,524 |
| Total deposit liabilities | 154,046 | 151,649 |
| Short-term borrowings | 5,916 | 4,695 |
| Long-term debt | 17,053 | 17,070 |
| Interest payable | 895 | 729 |
| Unearned insurance premiums and service revenue | 3,693 | 3,656 |
| Accrued expenses and other liabilities | 2,678 | 2,705 |
| Total liabilities | 184,281 | 180,504 |
| Contingencies (refer to Note 23) | ||
| Equity | ||
| Common stock and paid-in capital ($0.01 par value, shares authorized 1,100,000,000; issued 523,401,995 and 520,355,804; and outstanding 304,542,540 and 308,492,929) | 22,388 | 22,295 |
| Preferred stock | 1,976 | 2,324 |
| Retained earnings | 1,101 | 633 |
| Accumulated other comprehensive loss | (2,711) | (2,786) |
| Treasury stock, at cost (218,859,455 and 211,862,875 shares) | (7,263) | (6,968) |
| Total equity | 15,491 | 15,498 |
| Total liabilities and equity | 199,772 | 196,002 |
Condensed Consolidated Statement of Cash Flows (Unaudited)
($ in millions)
| Description | 2026 | 2025 |
|---|---|---|
| Operating activities | ||
| Net income | 729 | 127 |
| Reconciliation of net income to net cash provided by operating activities | ||
| Depreciation and amortization | 756 | 690 |
| Goodwill impairment | — | 305 |
| Provision for credit losses | 897 | 575 |
| Loss on mortgage and automotive loans, net | 9 | 3 |
| Other (gain) loss on investments, net | (55) | 438 |
| Loss on extinguishment of debt | 2 | — |
| Originations and purchases of loans held-for-sale | (1,770) | (912) |
| Proceeds from sales and repayments of loans held-for-sale | 1,645 | 1,044 |
| Net change in | ||
| Deferred income taxes | 45 | (249) |
| Interest payable | 166 | 22 |
| Other assets | 101 | (153) |
| Other liabilities | 80 | (115) |
| Other, net | 119 | 112 |
| Net cash provided by operating activities | 2,724 | 1,887 |
| Investing activities | ||
| Purchases of equity securities | (558) | (397) |
| Proceeds from sales of equity securities | 652 | 376 |
| Purchases of available-for-sale securities | (1,627) | (4,493) |
| Proceeds from sales of available-for-sale securities | 153 | 4,157 |
| Proceeds from repayments of available-for-sale securities | 1,088 | 954 |
| Purchases of held-to-maturity securities | (108) | (412) |
| Proceeds from repayments of held-to-maturity securities | 247 | 238 |
| Purchases of finance receivables and loans held-for-investment | (4,087) | (2,192) |
| Proceeds from sales of finance receivables and loans initially held-for-investment | 256 | 5 |
| Originations and repayments of finance receivables and loans initially held-for-investment and other, net | (3,006) | 1,701 |
| Purchases of operating lease assets | (1,429) | (1,900) |
| Disposals of operating lease assets | 1,049 | 1,453 |
| Proceeds from sale of operation or business unit, net | — | 2,412 |
| Net change in nonmarketable equity investments | (26) | (36) |
| Other, net | (243) | (298) |
| Net cash (used in) provided by investing activities | (7,639) | 1,568 |
| Statement continues on the next page. | ||
| The Notes to the Condensed Consolidated Financial Statements (unaudited) are an integral part of these statements. | ||
| Financing activities | ||
| Net change in short-term borrowings | 1,221 | 2,231 |
| Net increase (decrease) in deposits | 2,487 | (3,626) |
| Proceeds from issuance of long-term debt | 1,877 | 953 |
| Repayments of long-term debt | (1,941) | (2,612) |
| Repurchases of common stock | (295) | (35) |
| Preferred stock issuance | 987 | — |
| Preferred stock redemption | (1,350) | — |
| Common stock dividends paid | (194) | (192) |
| Preferred stock dividends paid | (56) | (56) |
| Net cash provided by (used in) financing activities | 2,736 | (3,337) |
| Effect of exchange-rate changes on cash and cash equivalents and restricted cash | (7) | 10 |
| Net (decrease) increase in cash and cash equivalents and restricted cash | (2,186) | 128 |
| Cash and cash equivalents and restricted cash at beginning of year | 11,809 | 11,380 |
| Cash and cash equivalents and restricted cash at June 30, | 9,623 | 11,508 |
| Supplemental disclosures | ||
| Cash paid for | ||
| Interest | 2,814 | 3,202 |
| Income taxes | 152 | 108 |
| Noncash items | ||
| Loans held-for-sale transferred to finance receivables and loans held-for-investment | 33 | 19 |
| Finance receivables and loans held-for-investment transferred to loans held-for-sale | 33 | 2,391 |
Amounts as printed on the EDGAR/iXBRL face — ($ in millions); ($ in millions, except share data). Labels, columns, and figures are the filing face, not a GAAP stencil. Interactive statements & notes on EDGAR ↗